Explanation

In April 1849 I loaned Nathaniel Hay two hundred dollars, for which I took his note at six per cent for first six months and ten per cent afterwards– At the time, he owed ^me^ some trifle for fees– Afterwards from time to time I had bricks of him, and once he paid me ten dollars in money– In January or February 1855 we made a turn by which he paid the First Presbyterian Church twelve or fourteen dollars for me– On the 2^nd of March 1855, we had a settlement including all these things; and as the old note was already nearly covered with former settlements and credits, he took it up, and gave me the note and due-bill herewith filed, the note being for the original principal loaned, and the due-bill for a ballance of interest due–2 After this, in June 1855, he furnished me bricks for the foundation of a fence, amounting to fifteen or sixteen dollars, which I have always considered as having substantially paid the due-bill– In August 1855 he furnished me bricks for the pit of a privy, for which he ^or his estate^ is entitled to a credit on the note– The exact amount of this last lot of bricks, I never know knew; but I suppose the administrator can find it on M^r Hay's books–3