Explanation.

In April 1849, I loaned Nathaniel Hay two hundred dollars for which I took his note at six per cent for first six months and ten per cent afterwards– At the time, he owed me some trifle for fees– Afterwards from time to time I had bricks of him, and once he paid me ten dollars in money– In January or February 1855 we made a turn by which he paid the First Presbyterian church twelve or fourteen dollars for me– On the 2^nd of March 1855, we had a settlement including all these things, and as the old note was already nearly covered with former settlements and credits, he took it up, and gave me the note and due bill herewith filed, the note being for the original principal loaned and the due-bill for a balance of interest due–2 After this, in June 1855, he furnished me bricks for the foundation of a fence, amounting to fifteen or sixteen dollars, which I have always considered as having substantially paid the due bill. In August 1855, he furnished me

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bricks for the pit of a privy,3 for which he or his estate is entitled to a credit on the note– The exact amount of this last lot of bricks I never knew but I suppose the administrator can find it on Mr Hay's books–4